Declaratory Judgment Actions are those by which a litigant files an action seeking a declaration of rights if there is an actual controversy between the parties. The ultimate judgment is binding upon the parties to the action. A common declaratory action is when an insurance company files such an action against its insured seeking a judicial determination that the insurance company is not required to defend or indemnify it’s insured based upon a violation or breach of some aspect of the insurance policy. If you insurance company is refusing to provide coverage for you, you should immediately call us to discuss the specific facts of your case.